happywife
Joined: 14 Aug 2007 Posts: 1527
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#21 · Posted: 13 Aug 2008 21:17
MyJessieCat: Can you pay monthly ( $ 25.00 ) to SBI? I mean you don't have to pay the whole $ 299.00 up front right?
Nope, sorry! You've got to pay the whole amount up front. A bit daunting, I know.
They do offer a 100% money back refund in the first 30 days and then a pro-rated refund any time after that. So, you would only pay for the time you've used the program if you decided to cancel.
It's my understanding that Ken Evoy (the owner) tries to discourage 'tire-kickers' by setting it up that way. He figures that people who are serious about building a successful online business are going to be willing to commit to a year's worth of honest effort.
SBI isn't get rich quick, so you aren't likely to make much (if any) money in the first few months anyway. You have to go into it with a mindset of building from the ground up.
It doesn't really do him any good to have a ton of people sign up for a couple of months and then give up when they find out how much effort is involved. It doesn't build his company's reputation by having a bunch of 'dissatisfied' customers which is what would result.
When people go into it thinking like I did, "Okay, I'll give it a year of honest effort and see what happens," they are almost always satisfied customers by the end of the year. (I would say always, but that probably isn't exactly true.) 
My good husband was kind enough to let me put it on the credit card and see what I could do. Now he probably regrets it because I spend so much of my free time on the computer. But he is pleasantly surprised at my success!
Blessings, Angie
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