Does anyone have any experience with an Amway rep offering them $30,000 in cash in return for allowing Amway to take out a life insurance policy with Mutual of Omaha on them? This was recently offered to my mother. The rep told her that as long as she is between 58-70 years of age and she does not smoke, have diabetes type 1, heart disease or cancer she qualifies for their program. The sales pitch is that since the economy is so bad, investors are looking for new ways to make money and they will pay all of the insurance premiums with no cost at all to the insured and collect on the policy at the insured's passing. In exchange for the insured allowing them to do this, they will pay the Amway rep $40,000 in a check, the rep then goes to the bank to cash this check with you and keep $10,000 for themselves and give the insured $30,000 in cash! Since my mother passed his pre-qualifying health questions, the rep left a typical Mutual of Omaha Life Insurance Application with her and told her all she had to do was fill out her part and have her doctor fill out his and it would take about 6 months for her to receive her cash. This sure sounds like a SCAM to me but I would like some opinions from those of you who are much more learned on SCAMS and Amway in particular than I am.