I'm not sure how it works on other skills, but for Sh*pNBC you get either a per minute wage or your states min wage, whichever is higher. So if your per minute is less then min wage they pay the difference to bring it up to min wage. However, they also pay a bonus for each protection plan you sell. What I've noticed the last few checks is that they add the bonus to the per minute wage BEFORE figuring the min wage adjustment. So they are using what is supposed to be my bonus to offset the hourly min wage adjustment. Basically they are stealing my bonus money and using it to pay the hourly adjustment.