I gave lots of personal data to an affiliate program, including my insurance number. Should I worry?

Discussion in 'General Advice' started by thenerd12, Sep 14, 2009.

  1. thenerd12

    thenerd12 New Member

    I gave lots of personal data to an affiliate program, including my insurance number. Should I become to be worry about that?

    I mean they have my name, account code, sort code, iban, swift code, and my insurance number...

    (english it s not my first language)
     
  2. GaryCameron

    GaryCameron Member

    An affiliate program should NEVER require a social insurance (or social security) number or banking information.

    At least those are the rules for Canada.

    What country are you in?
     
  3. thenerd12

    thenerd12 New Member

    Thanks for your interest Gary,
    Please could you give some advice or tell me what I could risk?

    I'm living in UK but the affiliate program is form USA.

    It's a well know one for adult contents, I dunno if it's scam.

    Anyway they activated my account just yesterday

    They didn't ask for my insurance number, they asked for Tax US code. I wrote my IN naively cause I thought it was the same.

    Am I idiot? Yes I am!

    Anyway they asked even for the bank address

    I don't have much money on the account, I could solve the problem opening a new one.

    I'm more worried about the fact that they own so many details about me. Name, Address, Bank Account, Bank Address, and that damned Insurance Number.

    I mean, could they take pension or tax money through my IN?


    English s not my first language so sorry if there s something badly spelled or not clear

    Cheers
     
  4. Newbie Shield

    Newbie Shield Gold Member

    Hi thenerd12,

    You risk identity theft and everything that is associated with the same.

    The risk is directly proportional to the trustworthiness of the affiliate program that you've given your personal information to.

    If you've given your information to a reputable company such as Amazon, Commission Junction, or the like then don't worry about it.

    Though it's still possible that your identity may be abused with a good company, it's far less likely. They spend a lot of money on data security and keeping your information secure is a top priority of theirs.

    Disclaimer: I am not a lawyer and I'm not qualified to give proper legal advice nor am I giving legal advice at the moment. Consult with a qualified legal professional if you are truly concerned about this matter.

    Which company is it and why are you so concerned?

    ~Newbie Shield~
     
  5. GaryCameron

    GaryCameron Member

    Newbie Shield: If you've given your information to a reputable company such as Amazon, Commission Junction, or the like then don't worry about it.
    Amazon has never asked me for banking information or my social insurance number. Would a reputable company ever actually require this information?
     
  6. thenerd12

    thenerd12 New Member

    So now the best thing to do is closing my bank account.

    With my personal details and insurance number, though without my bank details, can they still harm me in some way?
     
  7. Newbie Shield

    Newbie Shield Gold Member

    GaryCameron: Would a reputable company ever actually require this information?

    Hi Gary,

    Yes, if you live in the USA and earn over $600 for a given affiliate network such as Commission Junction, you'll be required to fill out a 1099 tax form for each USA-based affiliate network you belong to.

    Since you live in Canada you'll have to consult with a Canadian tax attorney to see what is required for you to abide by Canadian tax laws in this regard.

    thenerd12: So now the best thing to do is closing my bank account.

    With my personal details and insurance number, though without my bank details, can they still harm me in some way?

    thenerd12: That's up to you to decide. If it makes you feel better then maybe you should close your bank account and open a different one.

    Sure they can still harm you by ripping off your identity if they feel like it. You'll have to decide for yourself what you'll do about that.

    I'm not an attorney and I can't give you legal advice. Go pay an attorney for a consultation if you are worried about it. In the future don't give out your personal information to shady affiliate programs. That's all I can tell you so please don't ask me anything more about it.

    Best of luck,

    ~Newbie Shield~
     
  8. joanpeterson

    joanpeterson New Member

    I would highly recommend that you - thenerd12 ( and everyone else ), ensure that you check your credit files on a regular basis. This can help stop fraud at the early stages.

    At this point, I would be concerned about the information you have provided dependent on which affiliate program you gave that info to.
     

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