Sites like Mark Warren's Ultimate Wealth Package and Stephen Scott's Ultimate Internet Riches (I'm not sure if I can post URLs. I certainly don't promote their products) use stock photographs for their testimonials. This means that the testimonials on the left are not real people. It also means that on the Ultimate Wealth Package website that guy on the right isn't actually Mark Warren, even though you're supposed to think it is. Anyway yes I have a legal question here eventually. Isn't this fraud at some point? Question #2: would it be fraud if the name "Mark Warren" was fake? I mean let's say there's some guy named Jeff selling that product. Is that fraud? I guess it's really technically the same as using a pseudonym for a book but I was wondering. Anyway thank you for any reply.