I have just signed up for OSI and in my first week, I have had 2 sign-ups already. They say if you can have only 5 sign-ups and your referrals get 5 sign-ups each, after a year, you can have residual income of $4,000-$5,000/month. The program is set to eliminate factors that make people fail in internet business including running out of money (you don't pay until you profit), advertisement (they provide step-by-step for free advertisements), coaching (great email series telling you what to do), and reproducible (everybody in your team will do the same thing and very likely will get same result, so chance of success is high) etc. It is free to join. If you can live on $4,000/month, that means by this time next year, you can retire. Or at least you will have nice additional income.