I am in debt. I am not the only one here or elsewhere in debt, I know that. The thing is this though, as I work towards making a living online, I am genuinely concerned that these vultures are just ready to pounce on my financially carcass. It is not like I am intending to avoid these people forever, I just need a bit of breathing room to get myself consistently established online first. And considering that I had recently opened an account with Alertpay, I am worried that they will smell the scent of new money and pounce on me in my financially weakened state. *I sure hope that they don't for awhile, because I cannot afford a high-caliber lawyer right now. If anyone here is in a similar situation, or has been in a similar situation, please share. I and the rest of the members here can benefit from your experience. Thanks!!