..and very glad to have this forum, as well as others where I have met such "giving of their time" people I bought into SBI last week and it is an excellent program I can be assured of that. I am, however, more inclined to go back on my own, only because of the freedom to choose whatever I want in building my own business. I am just thinking about it now, but SBI is all about content, and building an online biz "is" all about content. So either way, I realize that without content, I have no business. I know many will think I'm nuts and probably just want to avoid my posts even but maybe there are some that will also understand this more than difficult decision. I agreed to try the SBI but fortunately, it is a money-back guarantee. I know that sometimes I just go back and forth on what I am going to do and yes, I know I need to "land" somewhere with something. Feedback welcome as always. PS One thing I don't like is my site being attached to someone else like SBI or anyone. It's like I don't want to always be paying 300 a year even though I might make 1000's of dollars some day. Does that make sense? I mean I know there is always overhead, Income - Expenses = profit. I studied accounting as well in school Denise PSS I also feel I still have to do as much research as I would on my own (I am a good researcher) so with SBI I am paying them to "let" me do all that I would on my own. Again, maybe I'm just nuts.