In 2006 I bought a small business. With all the legal, and moving expenses, it ended up costing $120,000. I sold the equipment off and farmed out all the most of the work, in the USA by the way. When the economy was good we would do $100,000 in sales with about 20 to 25% margins. All my friends thought I had done real well making a gross profit (before taxes) of $20,000/year with a $120,000 investment. The economy is bad now, and our sales are $60-80,000.Not so good anymore. So when I hear someone on here say they would not spend a few hundred dollars for a home business, I wonder how they can succeed with such a low level of commitment. I understand if you don't have the money, you don't have the money. And you should NEVER borrow all the money to buy a business. If you don't have at least 50% of the capital, you should not start, one of the reasons most businesses fail is they are under funded, and cannot make through a rough patch, like we are currently in. If I had borrowed the money to buy my little business, and had a big nut to meet every month, I would be in trouble right now when sales are very slow. So I think if you have the money, and you have done your research and know for SURE that the online, MLM, home based, or any other business is not a scam, there is nothing wrong paying for a home based business, it doesn't matter if its $10.00 or $1,000, your biggest loss will always be all the time you invest .And don't forget your opportunity costs, what if you spend all you can afford on a home based business, and a month later a better one comes along. Do your homework, and make sure you get what you are paying for, Also make sure the business suits you, your lifestyle, and your needs. You must be 100% committed to your business, and to me that means invested, financially and emotionally, if not your business will not make it.