I am 47 years old and have never before been involved with MLM. I made my living playing online poker for 6 years, but in our "free country" we are now the only country in the world that the activity of online poker is illegal. I have recently looked at a bunch of things from energy to nutrition, etc... to give MLM a shot. I see the benefits of alot of these programs and the potential to make big money, but like many people these days, was short on cash for startup. I looked into free MLM's and really didn't find anything worthwhile until I found one just now for electronic payment processing. I have visited many sites and talked to many people over the last few weeks, but couldn't bring myself to get involved in anything. Through an internet search today I found a website for this electronic payment processing free mlm for which I signed up immediately. I am still reluctant to sign up family and friends, but it cost me nothing to join... and will cost them nothing... so what the heck. If I make some money with this, I might pursue other MLM options that require capital, but am OK with this to get started. I appreciate any advice an MLM "veteran" could give a newbie... and am I actually making a mistake by going with a free program?