Just want to introduce myself. I'm Chris Pauley and I'm from Ohio. I'm 40 years old and am a slave to the paycheck. About nine years ago a friend and I began to accumulate real estate with the emphasis on rentals. There was the initial excitement of getting into the game, but the honeymoon quickly ended. We faced the realities of trying to collect rent from people who's sole income was part time retail. Needless to say, this did not go well. I learned that I do not have the personality to be a successful landlord. I'm a bit of a soft heart. So, I got out of this racket and will never return. However, the self employed side of my brain has been making itself known to the work a job side. So here I am.