i typed in paypal in google and theres a whole bunch of warnings.. PayPal Top 3 PayPal Questions Can PayPal hold my money with no explanation? The answer is YES. Can PayPal freeze my account for no reason? The answer is YES. Can PayPal take money out of my account without my knowledge? The answer is YES. anybody ever had any problems with paypal? i read from somewhere that if you bought an online product or some kind of service online through paypal that you can get your money back by just replyin to paypal that ur not satisfised with your product and paypal will take money from the mercharnt acount and transfer it to you withou the merchant conscience? true?..