Help....man was I ripped off to the tune of $120 - at least it was only $120. I wanted to find cash-flow notes but NO PROGRAM i ever investigated ever said UP FRONT how much layout a person need in constantly advertising and canvassing for note-holders to want to sell their notes! Now I still have a membership site where I could post the notes IF I found some easily ....and thats about all I have, because I have no start-up money and telemarketing drives me crazy. CAN ANYONE HELP OR COMMENT ON THIS - have you been successful doing notes any other way except the EXPENSIVE WAY?????